fish or cut bait

 fish or cut bait

= to make a decision or take action instead of hesitating or procrastinating

The fund manager needs to decide whether to subscribe to this IPO today. It’s time to fish or cut bait.

We have been talking about moving to Japan to live for a few months. I think it’s time to fish or cut bait.

The team has been brainstorming ideas for weeks. It’s time to fish or cut bait and choose a direction for the project.

We’ve been talking about planning a vacation for months, but nothing’s been booked yet. It’s time to fish or cut bait and make a decision.

The coach needs to decide whether to stick with the current strategy or try something new. It’s time to fish or cut bait before the playoffs start.

Some synonyms and similar phrases for "fish or cut bait":

Make a decision

Take action 

Decide or defer

Act or abandon

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